You know someone who is quietly, inexplicably wealthy.
Not "obviously earned it" wealthy. The "how the hell did that happen?" kind. She wasn't sharper than you in school. She doesn't seem to work harder. She probably said the word "portfolio" at a dinner two years ago and you nodded like you knew what was in yours. And yet somehow she has a rental property, a brokerage account she mentions with zero drama, and the kind of calm around money that you find both admirable and genuinely irritating.
Here's the part that stings: she probably started earlier than you. Not with more knowledge. Not with a better strategy. Just earlier. While you were still figuring out the optimal moment to begin, she was already making her first imperfect move.